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\nIn 2016, I made a life-changing decision: I embarked on a sabbatical, relocated my family into a compact RV, and we traveled all the way to Costa Rica.<\/p>\n
\nIn 2016, I made a life-changing decision: I embarked on a sabbatical, relocated my family into a compact RV, and we traveled all the way to Costa Rica.<\/p>\n
Upon my return in 2017, I resigned from my position as a private banker at National Bank and dedicated myself entirely to my endeavor: Dividend Stocks Rock. Furthermore, I opted to oversee my pension account at National Bank, developing a real-world case study that I have publicly monitored since 2017.<\/p>\n
In August 2017, I received $108,760.02 in a locked retirement account which could only appreciate through capital gains and dividends. I disclose the performance of this portfolio to demonstrate my management through its achievements and challenges. My aim is for readers to benefit from my experiences.<\/p>\n
The year 2025 was thrilling. With increased capital available, I have notably reinvested into Dividend Stocks Rock. Presently, I am concentrated on enhancing my liquid assets and have expanded my Smith Manoeuvre and opened a new account, prompting me to assess my holdings.<\/p>\n
Here are the returns as of December 9th, 2025:<\/p>\n
– Initial investment: $108,760.02
\n– Current portfolio value: $323,127.52
\n– Dividends received: $5,227.85 (TTM)
\n– Average yield: 1.62%
\n– 2024 performance: +26.00%
\n– Dividend growth: +12.22%
\n– Total return since inception: +197.10%
\n– Annualized return (97 months): 14.42%<\/p>\n
Following adjustments, I currently maintain 34 positions, keeping my portfolio within 30 to 40 stocks to ensure substantial impact and oversight.<\/p>\n
In my Smith Manoeuvre strategy, I\u2019ve opted to enhance monthly contributions. I also divested from stocks that didn\u2019t fit my core strategy and concentrated on robust dividend growers.<\/p>\n
Recent transactions in my pension plan include selling Starbucks and purchasing Automatic Data Processing and LeMaitre Vascular, utilizing the proceeds from Starbucks.<\/p>\n
Looking ahead, I will boost my monthly contribution as I enter a new stage of life. My focus is on fine-tuning my portfolios with an emphasis on flourishing companies with strong dividend growth.<\/p>\n
Since its creation, my portfolio has generated a total of $33,723.42 CAD in dividends, exclusively from the stocks without any extra capital.<\/p>\n
I remain optimistic about the positioning of my investments for the upcoming year and wish everyone a delightful holiday season.<\/p>\n
Best,
\nMike<\/p>\n","protected":false},"excerpt":{"rendered":"
In 2016, I made a life-changing decision: I embarked on a sabbatical, relocated my family into a compact RV, and we traveled all the way to Costa Rica. Upon my…