### Truist Bank Bonuses and Promotions
If you’re seeking a new bank account or credit card, Truist Bank presents a variety of bonuses and promotions that can enable you to earn complimentary funds simply by registering and fulfilling specific criteria.
Truist consistently features both seasonal and continuous promotions for personal and business accounts, providing substantial incentives. Having previously been a Truist account holder, I have personally benefitted from some of these rewards.
Since the merger of SunTrust and BB&T, Truist has been diligently expanding its clientele by providing attractive promotional rewards.
## Current Truist Bank Bonuses
Check out the most recent Truist Bank promotions and bonuses available for you today:
### **Truist One Checking: $400 Bonus**
Truist is providing a cash bonus of **$400** for new clients who establish a **Truist One Checking** account.
**Key Details:**
– The account must be initiated online.
– Your mailing address should be in one of the following states: **AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC**.
– **Offer ends April 30, 2025.**
### **Truist Small Business Checking: $400 Bonus**
Entrepreneurs can also gain a **$400 bonus** by opening either a **Truist Simple Business Checking** or a **Dynamic Business Checking** account.
**Key Details:**
– A relatively modest initial deposit is needed to qualify.
– The business’s physical location must be in one of the following states: **AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC**.
– **Offer concludes March 31, 2025.**
### **Truist Enjoy Travel Credit Card: 20,000 Bonus Miles**
The **Truist Enjoy Travel** credit card stands out as a competitive choice, comparable to top cards from American Express and Chase.
**Bonus Offer:**
– Earn **20,000 bonus miles** by spending **$1,500** within the initial three months of account opening.
– Points are valued at **$200** for cash redemption.
**Rewards Structure:**
– **2x miles** per **$1** on airfare, hotels, and car rentals.
– **1x mile** per **$1** on all other eligible purchases.
– **Up to $85** statement credit for TSA PreCheck® or Global Entry® (available every four years).
– **Loyalty Travel Bonus** ranging from **10%-50%** based on your existing Truist deposit relationship.
– Points **never expire** as long as your account remains active.
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## Frequently Asked Questions
### **What Are Bank Bonuses?**
[Bank bonuses](https://millennialmoney.com/best-bank-promotions-bonus-offers/) are perks that financial institutions provide to attract new clients or reward existing ones. These bonuses often include cash rewards for depositing a specified sum into a new account and maintaining that balance for a designated timeframe.
### **What Should I Look Out For?**
While these promotions can be an excellent means of earning free money, it’s crucial to review the fine print before applying.
– Most offers necessitate **qualifying direct deposits** (from an employer or an external source).
– Some promotions restrict eligibility to **new customers only**.
– Accounts may incur **monthly service fees**, which can frequently be waived by satisfying specific conditions.
– Keep an eye on **promotional expiration dates** and the suitable deposit methods.
– If applicable, assess **APR rates** on credit cards, particularly following any introductory phase.
Before proceeding, check the **terms and conditions** on the bank’s website or consult a Truist representative for clarity.
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## Is a Truist Bank Bonus Right for You?
If you’re contemplating **opening a new bank account** or **acquiring a new credit card**, Truist’s promotional offers are an excellent method to enhance your finances. However, as with any financial choice, it’s vital to perform due diligence.
Since most bonuses are **for new customers**, current Truist account holders should verify their eligibility before applying.
Additionally, many banks present comparable bonuses, so consider **comparing promotions** prior to selecting the offer that suits your financial goals best.
Also, be aware of any **fees, requirements, and restrictions** related to the account or card to ensure it’s a suitable match.
### **Final Thoughts**
Truist frequently updates its promotional offers, so monitoring **expiration dates** and new deals can assist you in seizing the best available opportunities. If an offer captures your interest, act swiftly.