# The Revival of the Live-to-Work Mentality: A Contemplation on Work-Life Balance
Since 2009, I have championed the “work to live” ideology—advocating for the accumulation of wealth to attain financial independence and freedom as swiftly as possible. Despite my efforts over the years, I have observed a disturbing trend: the “live to work” mentality is making a vigorous return. This article delves into the consequences of this shift, the factors contributing to it, and the importance of carefully assessing our life decisions.
## Grasping the Live-to-Work Philosophy
“Live to work” describes a viewpoint where a person’s life is largely defined by their job. Those who embrace this perspective typically place their careers above personal interests, relationships, and relaxation. Their sense of identity and self-worth is often tightly linked to their professional achievements and productivity.
The inclination to adopt a live-to-work mindset can frequently be intensified by societal expectations and the perceived necessity to attain professional success. While there is value in dedicating oneself to a career—particularly in the early years following graduation—there eventually comes a crucial time when individuals must reevaluate their values and priorities. Without this reflection, one risks looking back at their life with regret, wishing they had chosen a path that offered greater fulfillment and joy beyond work.
## My Path Toward Working to Live
A significant turning point in my journey happened just before I retired from finance in 2012. During a trip to Venice, Italy, an elderly couple we encountered advised us to “take it slow and look around.” This resonated deeply with me. In our eagerness to experience the city, we had missed its splendor. This sparked a profound reconsideration of my life choices.
Upon stepping away from my career, I relished the opportunity to spend relaxed mornings in parks, reading, and enjoying life’s little joys. Although my income plunged considerably—earning about 85% less during my first year of retirement—my happiness flourished. I gained a renewed appreciation for the public services funded by my taxes throughout the years. Reflecting as I neared 47, I felt thankful for making that bold decision.
## The Resurgence of Live-to-Work: A Worrisome Development
Even though I have recognized the benefits of a work-to-live mindset, I noted with worry that this concept was fading in significance once again. The increased flexibility in the workplace, a transition born from the pandemic, had initially provided individuals with the ability to work in ways that better supported personal contentment and wellness.
Yet, despite this newfound flexibility, I have noticed a significant number of individuals reverting to a work-centric lifestyle. For instance, a recent discussion with a colleague from Uber revealed a schedule requiring only two days in the office, allowing ample time for leisure activities such as skiing. Nevertheless, those who primarily engage in sports and leisure activities often belong to groups that can afford to emphasize work-life balance—typically younger individuals or older adults with financial security.
During my midday pickleball games, I’ve observed that more dedicated professionals—those deeply rooted in the live-to-work mentality—are increasingly committing to their careers in the post-pandemic world, leading me to question the sustainability of this lifestyle.
## Proof of the Live-to-Work Cycle’s Resilience
The pandemic introduced a new dynamic to real estate markets, notably in cities like San Francisco, where remote work enabled individuals to relocate further from urban areas in pursuit of more affordable housing. Remarkably, I have recently noticed homes lacking appealing views selling well above their asking prices—indicative of a shift back towards valuing proximity to work over affordability and broader living conditions.
For example, a completely remodeled home on Madrone Avenue sold for $3.125 million—significantly beyond my estimation. Despite its primary appeal being its closeness to public transport and downtown amenities, I found it perplexing that buyers were willing to pay a premium for such properties, perpetuating a cycle of extended work hours to justify the increased costs.
### Instances of Soaring Home Prices
Looking at another example from my observations, a home on Forest Side Avenue, although smaller and older, sold for over $3 million, far surpassing my predictions. The buyers were families keen on remaining close to transportation, further entrenching the live-to-work framework.
These cases suggest a wider trend: as home prices soar due to the demand driven by the need to be near work, individuals become ensnared in a cycle that requires them to work harder to meet their financial commitments.
## The Illusion of Comfort in the Live-to-Work Cycle
For many, the need to commute or to secure a home near work feels obligatory. Nevertheless, it’s essential to recognize that this mindset impacts not only housing decisions but also broader lifestyle aspirations and goals. Escalating home prices necessitate increased work, fueling social status and raising maintenance costs. As a result, even households with higher incomes find themselves struggling to keep pace.
Some families might opt to endure long commutes just to maintain residence in an esteemed neighborhood, under the