If you’re thinking about opening a new bank account or getting a new credit card, Truist Bank has a variety of enticing promotions that could provide you with some additional cash or travel benefits just for signing up and fulfilling some criteria.
Truist Bank—created from the merger of SunTrust and BB&T—is actively expanding its client base by providing bonuses for both personal and commercial banking options. If you qualify, these promotional deals present an excellent chance to accumulate additional cash or rewards.
Let’s examine the current Truist Bank offers available, how they function, and who is eligible.
🔍 Current Truist Bank Promotions & Bonuses
1. Truist One Checking – $400 Welcome Bonus
Truist is providing a $400 bonus for opening a new Truist One Checking personal account. To be eligible:
– Apply online by April 30, 2025.
– You must live in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC.
The application process is simple, and the bonus serves as an appealing starter incentive for those seeking a dependable checking account.
2. Truist Business Checking – $400 Bonus
For small business proprietors, Truist is also offering a $400 bonus when you establish either a Truist Simple Business Checking or Dynamic Business Checking account. Key aspects of this offer include:
– A minimal initial deposit is required—significantly lower than some competing banks.
– Your business must be situated in one of the eligible states listed above.
– This offer is valid until March 31, 2025.
3. Truist Enjoy Travel Credit Card – 20,000 Bonus Miles
Truist’s Enjoy Travel Card is an attractive travel rewards credit card with no annual fee. Current promotion:
– Earn 20,000 bonus miles (equivalent to $200 in travel or cash back).
– To qualify: Spend $1,500 within the initial 3 months of account opening.
Additional Travel Card Features:
– 2X miles on all travel expenses (airfare, hotels, car rentals).
– 1X miles on all other purchases.
– Receive up to an $85 statement credit for TSA PreCheck® or Global Entry® once every 4 years.
– Loyalty Travel Bonus of 10%–50% when redeeming through Truist’s travel portal.
– Points don’t expire as long as the account remains open.
❓ Frequently Asked Questions
What are bank bonuses and why do banks provide them?
Bank bonuses are essentially monetary incentives or perks offered when you open a new account and meet specific conditions—like establishing direct deposit or keeping a minimum balance. They are a strategy for banks to draw in new customers and boost deposit amounts.
What should I be aware of before enrolling for a bank bonus?
While bank bonuses can be a fantastic way to make extra money, pay close attention to the requirements:
– Most promotions require qualifying direct deposits (e.g., payroll or government payments).
– Funds typically need to stay in the account for several months.
– Some promotions are available only online or may require a specific code.
– Monthly service fees may apply—but many can be waived.
– Not all offers are accessible to individuals who are current Truist customers.
Make sure to read the terms and conditions found on the bank’s website—or contact customer service to ensure you qualify.
💡 Is a Truist Promotion the Right Choice for You?
Truist offers compelling bonus promotions for both individuals and businesses, making it a strong option if you’re new to the bank and fulfill eligibility requirements. However, as with any financial product or promotional offer, be sure to research:
– Compare bonus requirements and features with like offers from other major banks.
– Understand any account minimums, fees, or stipulations that could affect your overall value.
– Verify your eligibility, especially if you’re an existing or past Truist account holder.
While the bonuses can be quite beneficial, they are always subject to change or limited availability. Keep an eye on expiration dates and confirm that you meet the specified eligibility criteria prior to signing up.
Truist’s offerings are among some of the more generous available, and if you’re aiming to optimize your banking experience with rewards, now could be an ideal time to take advantage.
As always, the fine print is important—so read thoroughly and enjoy the bonus boost to your finances!