Objective > portfolio: Financial resources offer possibilities, yet it’s not the ultimate goal. Defining what imbues your days with purpose often silences the voice of scarcity and transforms “enough” into a genuine sense of sufficiency.
Time, talent, treasure: Even after your paycheck is gone, you have hours, abilities, and assets to allocate. Engaging in volunteering, mentoring, and intentional giving converts these resources into tangible impact.
Retire to something: Transitioning directly from full-time work to an “endless vacation” can leave many individuals feeling unsettled. Explore your forthcoming chapter through a sabbatical, an extended pause, or a small trial, allowing you to step into retirement with momentum.
One of our Loopers, Christine, captured it well: “retirement is not an endless vacation.” For numerous individuals, their work provides a central sense of purpose.
Giving without draining yourself: While it’s kind to provide transportation for grandkids or always accept volunteer opportunities, make sure your own interests don’t get overshadowed. Establish straightforward boundaries (days, hours, roles) so that giving remains invigorating rather than exhausting.
From Ottawa to Mercy Ships: Mark illustrates how established skills can find new applications—church livestreaming, Cycling Without Age, and IT roles on Mercy Ships. Engaging with the world beyond your comfort zone can enhance empathy and redefine what “wealth” constitutes.
Relationships & marriage during retirement: Varied retirement start dates and passions don’t have to conflict. Schedule regular “us time” and engage in candid discussions about solitude versus togetherness, screen time habits, and joint projects.
Physical & mental well-being: Consistency surpasses intensity—consider activities like walking, e-biking, kayaking, or hiking. Navigating uneven terrain promotes balance and cognition, while active social engagement also serves as mental health support.
How to begin if feeling directionless: Attend a local volunteer fair armed with a one-page “volunteer résumé.” Start with brief, low-risk assignments; it’s acceptable to err or withdraw from roles that don’t resonate and keep exploring until you find a fit.
Action items you can undertake this week:
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Create a 1-page “volunteer résumé.” Include 5–7 transferable competencies (technology, finance, HR, writing, teaching, marketing).
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Select one micro-experiment. Reach out via email to a local nonprofit to observe a shift (food bank, community center, seniors’ residence).
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Organize “us time.” Schedule a 90-minute date/walk/coffee and ensure it is prioritized.
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Engage in two movements. Two 30–60 minute sessions (walk, hike, cycle) on uneven surfaces, if feasible—beneficial for both body and mind.
About Mark
Mark Young serves as a retirement coach at Retirement Loop. Following a career in software development, he retired early to assist others in crafting meaningful retirements—integrating financial understanding with service, education, activity, and community engagement.
More specifically, he is aiding fellow Canadians in taking charge of their retirement strategies as a coach at Retirement Loop.
Ready to Prepare for Retirement?
Retirement Loop is a network of over 500 Canadians who are at or approaching retirement. We offer tools, including the RL Projections Tool, to aid them in managing the transition and sustaining confidence post-arrival. Collaborating with hundreds of individuals utilizing the same program fosters mutual support. You can connect with other retirees facing similar challenges.
Canadians who relish their retirement:
- Understand which account to withdraw from initially